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Friday, October 16, 2026
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October 16, 2026
Economy

Treasury Bill Ladder: How to Build One, With Rates

A step-by-step T-bill ladder using actual Treasury auction prices from September 29 to October 15, 2026, with the discount vs investment rate math, tax treatment and how to keep the ladder rolling.

Dividends

US Withholding Tax in a TFSA: What You Lose and Why

The Canada-US treaty exempts RRSPs from US dividend withholding but not TFSAs, so 15% of every US dividend in a TFSA is lost for good. The treaty text, account-…


Dividends

JEPI vs DIVO: Which Covered-Call ETF Fits Income?

Dividends

Canadian Bank Dividend Yields: Big Six Compared

Forward yields on the Big Six Canadian banks ranged from 2.52% to 3.53% at the October 15, 2026 close, all lower than a year ago because share prices rose 30% t…

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Reader guides. Beyond the daily news, Wall Street Conservative keeps longer guides with the arithmetic shown. On dividends: is Clorox a Dividend Aristocrat, how its payout compares with P&G, Kimberly-Clark and Colgate and the dates to collect its next dividend. On the economy: the US economy in seven dated numbers, what 5% Treasury yields mean for your money and a five-number stagflation test. On deals: every approval the Emera merger needs, the exchange-ratio math and past utility merger timelines; and why Piper Sandler's bid for Perella Weinberg failed, where both stocks stand now and Piper's deal record. And on reading the market yourself: a seven-question test for financial websites, a 20-minute daily routine and how to spot paid stock promotions. On income investing: VDY vs XEI, JEPI vs DIVO, Big Six bank dividend yields, US withholding tax in a TFSA and how to build a Treasury bill ladder.